Debt recovery is the legal process of pursuing payment of outstanding debts owed to creditors through negotiation, formal demands, or court action.

At Mbh Advocates & Legal Consultants, we are recognized as one of the top law firms in the UAE for debt recovery, debt collection, and commercial disputes. Our dedicated Debt Recovery team has successfully represented a wide range of clients, from small and medium enterprises (SMEs) to multinational corporations and financial institutions, achieving outstanding results both inside and outside the courts.

Our approach prioritizes cost-effective and efficient debt collection, ensuring our clients recover their outstanding dues without unnecessary litigation expenses. We focus on amicable settlement and negotiation as the first step, followed by legal notices, structured meetings, and direct engagement with debtors to secure repayment. When required, we proceed with litigation and enforcement actions through the UAE courts, always acting swiftly to protect our clients’ interests. Under UAE law, including the Civil Transactions Law (Federal Law No. 5 of 1985) and the UAE Commercial Transactions Law (Federal Law No. 18 of 1993), creditors have up to 10 years to pursue civil debt claims.

Our approach prioritizes cost-effective and efficient debt collection, ensuring our clients recover their outstanding dues without unnecessary litigation expenses. We focus on amicable settlement and negotiation as the first step, followed by legal notices, structured meetings, and direct engagement with debtors to secure repayment. When required, we proceed with litigation and enforcement actions through the UAE courts, always acting swiftly to protect our clients’ interests.

Our Debt Recovery Process

1. Initial case assessment – We evaluate your case, review documentation, and determine the most effective recovery strategy.
2. Amicable settlement and negotiation – We engage directly with debtors to reach a voluntary repayment agreement.
3. Legal notice issuance – Formal legal notices are sent to debtors demanding payment within a specified timeframe.
4. Structured meetings with debtors – We arrange direct discussions to negotiate repayment terms.
5. Litigation and court enforcement – If amicable efforts fail, we proceed with court action and judgment enforcement.

We offer expert advice and services on

• Pre-litigation debt collection and settlement – Strategic recovery efforts to secure payment before court involvement.
• Negotiations and debtor engagement – Direct communication with debtors to establish repayment arrangements.
• Issuing legal notices and reminders – Formal demands that comply with UAE legal requirements.
• International debt recovery support for cross-border cases – Assistance with recovering debts involving foreign entities or assets.
• Litigation and enforcement of judgments – Court representation and execution of judgments when required.
• Amicable settlements and structured repayment agreements – Negotiated solutions that protect creditor interests while allowing manageable repayment terms.